Kisan Credit Card (KCC) & Overdraft (OD)

At NextUnity Capital Solutions, we help farmers and agri-entrepreneurs access the Kisan Credit Card (KCC) facility — designed by the Government of India to ensure timely credit for agricultural needs at low interest rates.

Our mission is to simplify the process, remove confusion, and support farmers in getting what they rightfully deserve.

        • 💰 Credit Limit: ₹5,00,000 to ₹ 7  Crore+

• 💼 Overdraft linked to a current account — withdraw as needed

• ⚙️ Ideal for input purchases, farm equipment, agri-trade operations and Other Business Development

• 📝 Minimal paperwork and renewable after 5 Years.

• 🏛️ Available under various bank schemes and subsidy programs

• Aadhaar Card

• PAN Card (if available)

• Land Records (7/12, 8A, etc.)

• Bank Passbook Copy

• Passport Size Photos

• Crop or Agri-Income Details

• Business Proof (for Agri OD, if applicable)

        • Property Paper if Mortgage for OD.

🔹 Free eligibility assessment

🔹 Guidance on choosing KCC or OD (based on your needs)

🔹 Preparation of loan file & documents

🔹 Bank coordination & follow-ups

🔹 Support for renewals, top-ups, and subsidy applications